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I’m worried sick as I’m self employed sole trader selling sports memorabilia I’ve worked up debts over 20,000 I’ve been trading for 6 years and basically every time I sell something I gamble if I win I put some back in to the business and treat myself then I gamble again if I lose I sell something recurring pattern. I’ve not been able to keep track of my tax return due to all the transactions I’ve been at points where I have thrown up and cried , I’m seeking mental health help from my gp. I’m worried I will get in trouble for making my tax returns up due to having no idea all I would focus on is selling to gamble day in day out it’s bloody horrible 

Posted : 12th October 2021 12:02 am

I’m still doing it now I live with my parents , all I have is nice stuff at home debts all over and no savings and worries 

Posted : 12th October 2021 12:04 am

Hello Rich88 and Welcome to the forum.

You are among people who have been there and fully understand.

There is no shame in talking it through with people close to you. There is no shame in reaching out for help.

You can see that its all wrong and you must break the cycle to heal your mind. A gambling problem is a drug addiction and will explain your actions to people who want to help you. 

Hiding your emotions and the problem is nothing to do with being a real man. You need to express your emotions and talk to people you trust.

You can get financial advice and they will help you deal with the tax people. People can do the talking for you and it may help to mention you've had a gambling problem

Your mental health is most important and that is your main concern to start a healthy recovery. Things will fall into place when you have a healing mind so please dont worry too much about debts or your business at this stage

You can only pay what you can afford and cant run a business effectively until you start healing from a gambling addiction. Im sure you can make a good go of your business when you have some peace of mind and full concentration

You can look at life in a whole new way, The gambling must stop with full abstention and monitoring. Are you truly ready to stop with a born again moment?

You have a lot to learn and it can start now with a proper recovery

Best wishes from everyone on the forum


Posted : 12th October 2021 12:49 am

Get your mental health right and self exclude from the sites. The rest will take care of itself.

Posted : 12th October 2021 1:20 am
Forum admin

 Hello Rich88

Welcome to the Forum.  As I can see you have already received some support which I do hope will encourage you to return.  You need not be alone with the devastation and hopelessness which problem gambling causes.  There is a way forward Rich88 and support along the way.

We have Advisers available 24/7 to help you through this.  You can contact an Adviser by calling our Helpline on 0800 8020 133 or using our LiveChat option.  I encourage you to contact us so we can discuss the best way to overcome the gambling issues you are currently dealing with.

Problem gambling is cunning, powerful and baffling and without help it is too much.  However, you can move forward in your life - One Day At A Time.

We look forward to hearing from you.



Forum Admin

Posted : 12th October 2021 5:20 am

Hi @rich88

You've already received some great advice. The most important thing to do is look after yourself and seek help for your addiction and for your mental health. Every small step in the right direction is something to be proud of. Remember that you can't fix everything at once.

With regards to HMRC, there are a few things to consider. If your tax returns are wrong and they find this out, they can estimate your tax based on the information they have and potentially add some penalties. They should apply leniency for your mental health issues with regards to the penalty. They will then make an arrangement with you to pay over time. The chances of them knocking down your door or dragging you off the prison are almost zero.

HMRC will have two options. Force you into bankruptcy and get nothing, or accept a payment plan to get the money over many years. They'd much prefer the second option.

You can't fix everything at once. Try not to worry about things that haven't happened yet. Deal with the present and have the motto "I'll deal with that if it becomes a problem" with regards to HMRC.

Posted : 12th October 2021 10:36 am
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