Well done for posting here and persevering with your recovery. Relapses can be tough but can offer us important learning experiences and inform our recovery, making it stronger in the long run. Your support to others here is invaluable so thank you for sharing. Keep up the good work.
A bit of good news , I negotiated another 6 months payment plan with 2 credit cards, Aqua and Marbles , the girl there has been great and just by offering them a fair payment I’ve managed to now get 18 months interest free, on 2 cards that the balance was never coming down.Big win that , I can’t use the card or account at all but the debt is coming down on them both now.